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Citigold Review (2022)

Citigold is Citi's premier banking solution for high net worth individuals with S$250,000 to deposit. Read about what benefits it brings.
Citigold Review (2022)

What is Citigold?

Citigold is part of Citi's premium banking services for clients with a minimum deposit of S$250,000, more than 3x higher than Citi Priority (S$70,000).

This higher level of banking encompasses a wide range of global banking services including premier wealth products and exclusive rewards and privileges.

With Citigold, you can get tailored wealth strategies, a dedicated team of financial specialists, and bespoke wealth solutions that can help you reach your investment objectives and financial goals.

Citigold is more investment focused compared to Citi Priority - customers are serviced by a team of relationship managers and product specialists to stress test your investment portfolios, create wealth plans and investment strategies to meet your goals quicker, or advise you on treasury products that will fit your investment strategy.

Citigold Benefits

Personalised wealth management

Citigold Total Wealth Advisory offers premier banking services

You will be assigned a relationship manager, who will have an in-depth conversation to understand your current financial position, goals and needs, to determine the suitable investment portfolio for you.

You will gain access to a tool called Citigold Total Wealth Advisor, to help you plan, monitor and manage your portfolio in one place.

Access to global research and investment ideas with Citi Wealth Insights

Citi Wealth Insights

You will also gain access to Citi analysts' research about the latest developments in the financial markets and expert research views to make more informed investment decisions.

Citigold customers receive the Monthly Market Outlook and are invited to investment seminars on a quarterly basis to provide them with further insights.

Preferential pricing on transactional services

Citigold customers enjoy preferential rates on key transactional services, including ebrokerage, housing and auto loans, foreign exchange rates when converting local currencies and foreign currencies abroad. Cash withdrawals at Citibank ATMs worldwide come are free when you’re a Citigold client.

Free Global Funds Transfers

Citigold customers enjoy instant and complimentary funds transfers between Citibank accounts globally. This is particularly useful for expatriate customers or customers who have family members abroad, providing a convenient and hassle free transfer, subject to a daily limit of S$65,000.

Emergency Cash Withdrawal

Customers can obtain withdrawals of up to USD10,000 emergency cash in times of need while overseas.

Global Assistance

Citigold customers enjoy global travel and medical assistance when travelling. This includes visa information, emergency translation and interpreter referral, arrangement of emergency accommodation, pre-trip information (e.g. innoculation information), lost document advice and assistance.

Rewards and Privileges

Citigold customers enjoy attractive and flexible rewards and lifestyle privileges when they invest or refer a friend to us. Privileges and rewards are catered to customers’ lifestyle preferences so they always remain relevant.

Free Citibank Credit Card

Citigold customers enjoy get lifetime annual fee waiver on choice of Citibank credit card.

Priority Hotline

Citigold customers have access to the Citigold priority customer service hotline so their calls always get answered first. When overseas, they can contact their home Citigold customer service hotline via a single toll free number and request any assistance for free.

Free Access to Citigold Centres

Citi Wealth Hub in Singapore with an area of 30,000 square feet

Citigold customers will get free access to Citigold Centres in Singapore and around the world, including lounges and meeting rooms as well as enjoy free usage of telecommunication devices such as telephone, fax and the Internet.

Retention of Citigold status globally

Your Citigold status is accessible globally, including overseas branches. Citigold customers can keep tabs on local and foreign Citibank accounts via the Global View of Accounts feature.

Who can sign up for Citigold?

Investors who are at least 21 years old who make a minimum deposit or investment of at least S$250,000 can qualify for Citigold.

There’s no minimum income requirement. If the balance falls below the monthly average minimum balance of, then a monthly service fee will be charged.

Citigold promotion

New Citigold members can get up to S$6,976 when they join Citigold.

Successful applicants who sign up for Citigold using this link and make a S$250,000 deposit by 30 June 2022 will receive an Apple Watch Series 7 (worth $749) or Apple iPad Air (5th Generation) 10.9" WiFi 64GB (worth S$879). Promotion ends May 04 2022.

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