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SSB Portal - View and manage your SSB portfolio

Do you own Singapore Savings Bonds? Use this portal to track and manage them.
SSB Portal - View and manage your SSB portfolio

This is a little known fact, but MAS has a dedicated SSB portal to help you manage your Singapore Savings Bonds portfolio - simply login with SingPass.

You can use it to track your SSB investments and interest payments, compare SSBs of different months, and follow the timeline for the current month's SSB.

Obtain a birds eye view of your SSB investments

Under the investment summary section, you can view the SSBs currently owned by you excluding those pending redemption. It shows a breakdown between Cash and SRS SSBs.

Remember how each individual can only invest up to $200,000 worth in SSBs? It's there under the section that says How much more you can invest - neat!

View upcoming interest payments

The upcoming interest payments section show you the upcoming interest from your SSB portfolio in the next 12 months and next 10 years.

If you've built a SSB ladder strategy for 6 consecutive months, then you can expect monthly payments from your SSBs since interest are paid every 6 months.

From this graph, you can tell that I am building a SSB strategy that pays me $100 every month for the next 10 years to fund my daily coffee.

View details of your holdings

If you click on the view details button, you can deep dive into the details of your individual SSB holdings.

For example, you can check the next payout date, next payout amount, average 10-year interest, amount invested and sort them easily.

Notice the compare button below? You can compare your SSB holdings with that tool - that brings us to the next section.

Compare SSB holdings

You can use this tool to compare yearly interest rates of different SSBs in your holdings and the current month's issue.

For example, we know that the average 10-year interest rate has been falling since August, but the current, or short-term interest rate has been trending up.

Speaking in another way, newer SSBs have a flattening yield curve which is reflecting of a weakening economic outlook where the cost of short term borrowing is rising faster than long-term borrowing.

Of course, that's the economic way of interpreting the data. The financial management way of interpreting it would be if new SSB issuance have higher short and long-term interest rates at every part of the curve, it might be worth refinancing by redeeming your old SSBs and buying the newer ones.

View this month's SSB timeline

You can also view this month's SSB application timeline on this portal from the application and redemption dates to results dates.

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